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If you’ve been injured in a car crash in Meridian, you need a legal team that understands what’s at stake and will fight for the compensation you deserve. At Brown, Bass & Jeter, our attorneys are dedicated to helping accident victims recover physically, emotionally, and financially. As a car accident lawyer in Meridian, we provide representation and support every step of the way. Don’t face the insurance companies alone—call us today at (601) 327-4024 to schedule your free consultation and take the first step toward justice.

Why You Should Be Cautious Speaking with Insurance Companies After a Car Accident in Meridian

After a car accident in Meridian, one of the first things you may hear is that the insurance company will be calling. Whether it’s your own insurer or the other driver’s, they’ll likely reach out quickly. While it might seem like a routine part of the process, speaking with an insurance company too soon—or without legal guidance—can harm your ability to get full compensation for your injuries and losses.

The Insurance Company Is Not on Your Side

Insurance companies are in business to make money. They’re focused on limiting payouts, not ensuring you receive fair compensation. Even your own insurance company may be looking for ways to minimize what they owe, especially if there’s a dispute about fault or coverage.

Claims adjusters are trained to ask questions in a way that might get you to say something that can later be used against you. Even innocent statements like “I’m fine” or “I didn’t see the other car” can be taken out of context and used to argue that your injuries aren’t serious or that you’re partially at fault.

The Risks of Giving a Recorded Statement

Shortly after the crash, you may be asked to provide a recorded statement. While this might sound harmless, it’s rarely in your best interest. Insurance adjusters can use your words to challenge your claim later. If you’re stressed, confused, or don’t yet know the full extent of your injuries, you may say something that weakens your position.

You are not legally required to give a recorded statement to the other driver’s insurance company. In most cases, it’s better to wait until you’ve spoken with a personal injury lawyer who understands the laws in Mississippi and how to protect your claim.

They May Try to Settle Quickly

In many cases, insurers will offer a fast settlement shortly after the accident. This is usually before you’ve had time to understand the full impact of your injuries or the total cost of medical treatment, lost income, and other damages.

Accepting a quick settlement might seem tempting, especially if you’re dealing with hospital bills or missed work. But these early offers are often far below what your case is actually worth. Once you agree to a settlement, you typically can’t go back and ask for more—even if your injuries turn out to be worse than you initially thought.

Fault in Mississippi Car Accidents

Mississippi follows a “pure comparative negligence” rule. This means your compensation can be reduced if you’re found partially at fault for the accident. For example, if you’re awarded $50,000 in damages but found to be 20% at fault, you would only receive $40,000.

Insurance companies know this and often try to shift blame onto the injured party. Anything you say—especially without legal guidance—can be used to suggest that you were distracted, speeding, or otherwise contributed to the crash. This can drastically reduce your payout or lead to a denied claim.

How a Car Accident Lawyer in Meridian Can Help

When you hire an experienced car accident lawyer in Meridian, you immediately have someone who understands how to deal with insurers. Your attorney can speak on your behalf, handle all communication, and ensure you don’t say anything that could harm your case.

A lawyer can also assess the true value of your claim. They’ll consider not just medical bills and car repairs but also lost wages, pain and suffering, and potential future treatment needs. This helps you avoid settling for less than you deserve.

Additionally, your attorney can gather evidence, interview witnesses, and build a strong case showing that the other driver was at fault. They’ll also negotiate with the insurance company and, if necessary, take your case to court.

What to Do if an Insurance Company Calls You

If you haven’t yet hired a lawyer and an insurance adjuster contacts you, here’s how to handle it:

• Stay calm and polite – Don’t get angry or emotional. Simply let them know you’re seeking legal advice before making any statements.
  
• Do not admit fault – Even saying you’re sorry can be misinterpreted.
  
• Do not agree to a recorded statement – You have the right to refuse until you’ve spoken to a lawyer.
  
• Limit what you say about your injuries – It’s common for symptoms to worsen over time. Saying you feel “fine” can be used to challenge future claims.
  
• Take notes – Write down the name of the person who called, the company they represent, and what was discussed.

Then, contact a car accident lawyer as soon as possible to protect your rights.

Why Local Experience Matters

Having a car accident lawyer based in Meridian can make a difference. Local attorneys are familiar with area courts, judges, and local insurance practices. They understand the unique challenges that might arise in Meridian and the surrounding parts of Mississippi.

You Don’t Have to Handle This Alone

Navigating the aftermath of a car crash can be overwhelming. Between injuries, medical bills, and pressure from insurance companies, it’s easy to feel like you’re on your own. But you don’t have to face this situation without support.

Let a car accident lawyer fight for you, handle the tough conversations, and work toward getting you the outcome you deserve.

Get the Legal Support You Deserve from a Car Accident Lawyer in Meridian

When you’re dealing with the aftermath of a serious car accident, having a car accident lawyer on your side can make all the difference. The legal team at Brown, Bass & Jeter is committed to standing up for injured clients in Meridian and ensuring their rights are protected every step of the way. Whether you’re facing mounting medical bills, lost wages, or long-term injuries, we’re here to help you pursue the compensation you deserve. Call us today at (601) 327-4024 to schedule your free consultation and let us start fighting for you.